:root{--navy:#12304f;--blue:#1c64d8;--amber:#f0a030;--bg:#f5f7fa;--tx:#1b2430;--mut:#5d6b7c;--ln:#dde3ea}
*{box-sizing:border-box}
body{margin:0;font-family:"Pretendard Variable",Pretendard,-apple-system,BlinkMacSystemFont,system-ui,Roboto,"Helvetica Neue","Segoe UI","Apple SD Gothic Neo","Noto Sans KR","Malgun Gothic","Apple Color Emoji","Segoe UI Emoji","Segoe UI Symbol",sans-serif;color:var(--tx);line-height:1.75;background:#fff;word-break:keep-all}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue)}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
.hd{background:var(--navy);position:sticky;top:0;z-index:5}
.hd-in{display:flex;align-items:center;gap:28px;height:72px;padding:0 24px}
.hl{display:flex;flex-direction:column;gap:2px}.hl span{color:#fff;font-size:13px;font-weight:500;line-height:1.2}
.logo img{width:132px;height:auto;filter:brightness(0) invert(1)}
.nv{display:flex;gap:32px;margin-left:12px;font-size:16px;font-weight:400;overflow-x:auto;white-space:nowrap;flex:1}
.nv a{color:#fff;text-decoration:none;opacity:.9}.nv a:hover{opacity:1}
.hd-btn{color:#fff;border:1px solid #fff;border-radius:4px;padding:4px 8px;text-decoration:none;font-size:.9rem;white-space:nowrap}
.btn{display:inline-block;background:var(--amber);color:#1b1b1b!important;font-weight:700;padding:13px 26px;border-radius:8px;text-decoration:none}
.btn.sm{padding:7px 16px}.btn.line{background:#fff;border:2px solid var(--navy);color:var(--navy)!important}.btn.full{display:block;text-align:center}
.shell{max-width:1320px;margin:0 auto;padding:40px 24px;display:grid;grid-template-columns:320px 1fr;grid-template-areas:"side main";gap:40px;align-items:start}
.side{grid-area:side}.mainc{grid-area:main;min-width:0}
.banner{position:relative;border-radius:4px;overflow:hidden;margin-bottom:34px}
.banner{background:#f4f5f7;aspect-ratio:320/205;display:flex;align-items:flex-end;justify-content:center}.banner img{width:86%;height:auto;margin-bottom:12px}
.banner b{position:absolute;left:14px;top:12px;right:14px;font-size:1.35rem;line-height:1.3;color:var(--navy)}
.sd-t{font-weight:700;font-size:16px;margin:0 0 10px;line-height:1.2}
.seg{display:grid;gap:0;border:1px solid var(--ln);border-radius:8px;overflow:hidden;margin-bottom:28px;background:#fff}
.seg.c2{grid-template-columns:1fr 1fr}.seg.c3{grid-template-columns:repeat(3,1fr)}
.seg>*{padding:13px 8px;text-align:center;font-size:.9rem;color:var(--mut);text-decoration:none;border:0 solid var(--ln);border-width:0 1px 1px 0}
.seg.c2>:nth-child(2n),.seg.c3>:nth-child(3n){border-right:0}
.seg>.on{background:#212121;color:#fff;font-weight:700}
.seg>a:hover{background:var(--bg)}
.ask{background:#f7f9fc;border:1px solid var(--ln);border-radius:8px;padding:22px 24px;margin-bottom:30px}
.ask h1{font-size:clamp(1.8rem,3.4vw,2.4rem);margin:0 0 4px;color:var(--navy);line-height:1.3}
.ask .sub{margin:0 0 12px;color:var(--mut);font-size:1.05rem}
.ask p{margin:0}
.pgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:28px 18px;margin:14px 0;list-style:none;padding:0}
.pc{margin:0}.pc a{display:block;color:inherit;text-decoration:none}
.pc .im{position:relative;background:#f4f5f7;aspect-ratio:220/136;display:flex;align-items:center;justify-content:center;overflow:hidden;padding:3px}
.pc img{width:88%;height:auto;max-height:100%;object-fit:contain;border-radius:0}
.pc .br{position:absolute;left:8px;top:8px;font-size:.75rem;font-weight:700;color:#444}
.pc strong{display:block;font-size:16px;font-weight:700;margin:12px 0 6px;line-height:1.35}
.pc span{display:block;font-size:14px;color:#555;line-height:1.2}
.pc em{display:block;font-style:normal;font-weight:700;color:var(--blue);font-size:16px;margin-top:6px}
.pc i.chip{font-style:normal}.chip{display:inline-block;border:1px solid var(--ln);border-radius:4px;padding:3px 8px;font-size:12px;color:#555;margin-top:8px}
.pg-h{background:var(--bg);padding:36px 0;border-bottom:1px solid var(--ln)}
.pg-h h1{font-size:clamp(1.7rem,4vw,2.4rem);margin:0 0 12px;color:var(--navy)}
.crumb{font-size:.85rem;color:var(--mut);margin-bottom:8px}
.lead{font-size:1.08rem;margin:0}
article{padding-bottom:20px}
.sec{padding:34px 0 6px}
h2{font-size:1.55rem;color:var(--navy);margin:0 0 14px;line-height:1.35}
h3{font-size:1.1rem;margin:18px 0 6px}
.tw{overflow-x:auto;margin:14px 0}
table{border-collapse:collapse;width:100%;min-width:520px;font-size:.95rem}
th,td{border:1px solid var(--ln);padding:10px 12px;text-align:left;vertical-align:top}
th{background:var(--navy);color:#fff}
tbody tr:nth-child(even){background:var(--bg)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{display:block;border:1px solid var(--ln);border-radius:8px;overflow:hidden;text-decoration:none;color:var(--tx);background:#fff}
.card img{aspect-ratio:3/2;object-fit:cover;width:100%}
.cb{padding:14px}.cb strong{display:block;margin-bottom:4px;color:var(--navy)}.cb span{font-size:.9rem;color:var(--mut)}
figure{margin:0}figcaption{padding:8px 4px;font-size:.9rem;color:var(--mut)}
figure img{border-radius:8px;aspect-ratio:3/2;object-fit:cover;width:100%}
.steps{counter-reset:s;list-style:none;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.steps li{counter-increment:s;border:1px solid var(--ln);border-radius:8px;padding:16px}
.steps li:before{content:counter(s);display:inline-block;background:var(--navy);color:#fff;width:28px;height:28px;border-radius:50%;text-align:center;line-height:28px;margin-right:8px;font-weight:700}
.note{background:var(--bg);border-left:4px solid var(--amber);padding:14px 18px;border-radius:4px}
.faq details{border:1px solid var(--ln);border-radius:8px;margin-bottom:10px;background:#fff}
.faq summary{cursor:pointer;padding:14px 18px;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary h3{display:inline;margin:0;font-size:1.02rem}
.faq summary:after{content:"+";float:right;font-weight:700;color:var(--navy)}
.faq details[open] summary:after{content:"-"}
.faq p{margin:0;padding:0 18px 16px}
.cta{background:var(--navy);color:#fff;text-align:center;padding:40px 20px;border-radius:8px;margin:34px 0}
.cta h2{color:#fff}.cta p{margin:0 0 18px}
.ft{border-top:1px solid var(--ln);color:#555;padding:30px 0;font-size:.85rem;background:#fff}
.ft p{margin:4px 0}.ft a{color:#555;margin-right:12px}.mut{color:#8a95a3}
.fl{position:fixed;right:20px;z-index:6;width:56px;height:56px;border-radius:50%;display:flex;align-items:center;justify-content:center;box-shadow:0 2px 10px rgba(0,0,0,.2)}
.fl-chat{bottom:20px;background:var(--blue)}.fl-top{bottom:88px;background:#fff;width:48px;height:48px;right:24px}
@media(max-width:1100px){.pgrid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:900px){.shell{grid-template-columns:1fr;grid-template-areas:"main" "side";padding:24px 16px}.hd-in{padding:0 14px;gap:12px}.logo img{width:96px}}
@media(max-width:760px){.grid3,.steps{grid-template-columns:1fr}.pgrid{gap:18px 12px}}
@media(max-width:600px){.nv{display:none}.hd-btn{margin-left:auto}}